The prepaid card itself typically has an expiration date printed on it (usually 3-5 years from issuance), after which the physical card stops working. However, federal law protects your funds—your money doesn't expire with the prepaid card.

When your prepaid card approaches expiration, you can usually request a replacement card and transfer the remaining balance. Some issuers charge replacement fees, so check policies in advance. Note that inactivity fees may apply if you don't use the prepaid card for extended periods, gradually reducing your balance over time.